Refer A Friend- Terms & Conditions
Terms & Conditions
The TruPartner Credit Union (TPCU) Refer A Friend (RAF) Program is available to current members age 18 and older. To qualify, the new member must not have had a TPCU account within the past 180 days, meet all account opening requirements, and open a checking account and/or loan.
The referring member and the new member will each receive $25 when a new membership with a checking account is opened. The referring member and the new member will each receive $100 when a new loan of at least $5000 is funded. New members can also earn a $25 bonus by setting up a direct deposit of $500 or more or completing 10 debit card transactions within the first 30 days of account opening.
Requirements: (1) The new member must mention the referring member at the time of account or loan opening to qualify. Use referral code: RAF-(Member Last Name). TPCU member can submit the RAF form in advance. (see form). (2) Accounts must remain in good standing to receive the cash bonus. Bonus(es) will be deposited into the referring member’s savings account within 30 days after the new member meets all offer requirements. (3) Bonus cannot be used to meet minimum opening deposit requirements. (4) To qualify for loan bonus, loan application must be submitted within 30 days of account opening and fund within 30 days of application approval. (5) Bonuses limited to the first loan and first checking account opened by the new member, however current members may refer multiple new members to qualify for multiple bonuses.
TPCU staff and volunteers are eligible for the referral program. Annual Percentage Yield (APYs) is accurate as of 11/17/2025-TPCU Dividend Earning 0.05% APY. All cash incentives are considered bonuses and may be subject to IRS Form 1099 reporting. TPCU does not provide tax advice; please consult your tax advisor. Abuse of program may result in disqualification. Offer subject to change, limitation, or termination without notice. Minimum $5 savings opening for membership. Promo Code: RAF
Drive down your rate
*Promotion ends 12/31/2025. Refinanced auto loans must be from another lender. APR – Annual Percentage Rate. All loans are subject to credit approval. Loans must be greater than $5000. Payment example, $20,000.00 financed at 66 months with at APR 5.49% is $359.75. TPCU’s existing loans are not eligible. Floor rate is 4.99%. Proof of competitors’ rates and membership is required. Loans must close within 30 days of application. Offer is subject to change/end without notice.
No Closing Costs
Terms & Conditions
Offer valid on home equity loans and home equity lines of credit (HELOCs) between $20,000 and $100,000 for qualified borrowers. Must be the borrower’s primary residence located in OH, KY, or IN. Property and/or flood insurance is required at borrower cost. Rates, fees, and promotional offerings are subject to change without notice. NMLS#763365. Contact a tax advisor regarding the deductibility of interest and/or fees. Subject to credit approval and membership eligibility. TruPartner is an Equal Opportunity Lender.
Services
Banking
Routing Number
Need to set up direct deposit, bill pay, or a wire transfer? Our routing number is 242076601.
Use this number anytime you’re asked for TruPartner’s ABA or routing number to securely move money to or from your account.