Home Equity Rates

Rates effective as of August 1, 2021

Home Equity Fixed Loans (70% LTV)

 A+ABCDE
60 Months3.24% APR3.49% APR3.74% APR4.24% APR5.24% APR5.74% APR
120 Months3.49% APR3.74% APR3.99% APR4.49% APR5.49% APR6.49% APR
180 Months3.74% APR4.24% APR4.49% APR4.99% APR

All percentage rates are stated as APR (Annual Percentage Rate). 

Home Equity Fixed Loans (80% LTV)

 A+ABCDE
60 Months3.49% APR3.74% APR3.99% APR4.49% APR5.49% APR6.00% APR
120 Months3.74% APR3.99% APR4.24% APR4.74% APR5.74% APR6.74% APR
180 Months4.24% APR4.49% APR4.74% APR5.24% APR

All percentage rates are stated as APR (Annual Percentage Rate). 

Home Equity First Lien Fixed (<80% LTV )

 A+ABCDE
60 Months2.24%2.49%2.74%2.99%3.24%3.49%
120 Months2.49%2.74%2.99%3.24%3.49%3.74%
180 Months2.74%2.99%3.24%3.49%3.74%3.85%

All percentage rates are stated as APR (Annual Percentage Rate). 

Home Equity Lines of Credit

 A+ABCDE
70% LTVPrimePrime+
0.25
Prime+
0.50
Prime+
1.5
Prime+
2.5
Prime+
3.5
80% LTVPrime+
0.50
Prime+
0.75
Prime+
1.0
Prime+
2.0
Prime+
3.0
Prime+
4.0

Minimum rate is 4.25 APR%.

Rates, terms and down payments affect the monthly payment. As an example, the monthly payment for 75,000.00 financed at 120 months with an APR of 4.49 is  $777.10.