IRA & HSA Rates
Rates effective as of August 1, 2020
IRA/ESA & HSA Accounts
| Deposit Accounts | Amounts | APY* |
|---|---|---|
| IRA Shares | 0.50% | |
| ESA Shares | 0.50% | |
| HSA Checking Shares | 0.50% |
*All rates above are stated as APY (Annual Percentage Yield).
IRA/ESA Share Certificates
| Term | TruAdvantage APY* | TruBenefits APY* | Regular APY* |
|---|---|---|---|
| 3 Month | 0.40% | 0.25% | 0.15% |
| 6 Month | 0.65% | 0.50% | 0.40% |
| 9 Month | 0.70% | 0.55% | 0.45% |
| 12 Month | 0.75% | 0.60% | 0.50% |
| 14 Mo. Special CD - Renewal - | 1.15% | 1.15% | 1.15% |
| 14 Mo. Special CD - New Money - | 0.60% | 0.60% | 0.60% |
| 18 Month | 0.85% | 0.70% | 0.60% |
| 24 Month | 0.95% | 0.80% | 0.70% |
| 36 Month | 1.05% | 0.90% | 0.80% |
| 48 Month | 1.15% | 1.00% | 0.90% |
| 60 Month | 1.25% | 1.10% | 1.00% |
*All rates above are stated as APY (Annual Percentage Yield). Minimum investment for IRA/ESA/Share Certificates is $500. Fees may reduce earnings. Penalty for early withdrawal.
