Certificates of Deposit Rates

Rates Effective as of April 1, 2020

IRA/ESA/Share Certificates

TermTruAdvantage APY*TruBenefits APY*Regular APY*
3 Month0.75%0.60%0.50%
6 Month1.00%0.85%0.75%
9 Month1.15%1.00%0.90%
12 Month1.40%1.25%1.15%
18 Month1.45%1.30%1.20%
24 Month1.50%1.35%1.25%
36 Month1.55%1.40%1.30%
48 Month1.65%1.50%1.40%
60 Month1.85%1.70%1.60%

Minimum investment for IRA/ESA/Share Certificates is $500. For more on the TruBenefits and TruAdvantages membership options, visit our membership page.

Additional Certificates

Additional Certificates*   
12 Month Savings Builder CertificateMaximum deposit $100 per week1.20%
12 Month Youth Savers CertificateMinimum deposit $250 Maximum deposit $1,000 . 1.20%

*All rates above stated as APY (Annual Percentage Yield)