Certificates of Deposit Rates

Rates Effective as of January 1, 2020

IRA/ESA/Share Certificates

TermTruAdvantage*TruBenefits*Regular*
3 Month1.30%1.15%1.05%
6 Month1.75%1.60%1.50%
9 Month1.85%1.70%1.60%
12 Month2.10%1.95%1.85%
18 Month2.15%2.00%1.90%
24 Month2.20%2.05%1.95%
36 Month2.25%2.10%2.00%
48 Month2.35%2.20%2.10%
60 Month2.50%2.35%2.25%

Minimum investment for IRA/ESA/Share Certificates is $500. For more on the TruBenefits and TruAdvantages membership options, visit our membership page.

Additional Certificates

Additional Certificates*   
12 Month Savings Builder CertificateMaximum deposit $100 per week1.92%
12 Month Youth Savers CertificateMinimum deposit $250 Maximum deposit $1,000 . 1.85%

*All rates above stated as APY (Annual Percentage Yield)