Certificate Yields

Yields are accurate as of Feb. 1, 2024


TermTruAdvantage APY*TruBenefits APY*Regular APY*
3 Month3.25%3.10%3.00%
6 Month3.50%3.35%3.25%
9 Month3.50%3.35%3.25%
12 Month3.75%3.60%3.50%
18 Month3.75%3.60%3.50%
24 Month4.25%4.10%4.00%
36 Month4.25%4.10%4.00%
48 Month4.25%4.10%4.00%
60 Month4.25%4.10%4.00%


Additional Certificates
12 Month Savings Builder CertificateMaximum deposit $100 per week3.50% APY
12 Month Youth Savers CertificateDeposit limits are a minimum of $250 and a maximum of $1,000 . 3.50% APY

*Minimum investment is $500. For more on the TruBenefits and TruAdvantages membership options, visit our membership page.  Additional money MAY NOT be added to Special Certificate Renewals. All rates above stated as APY (Annual Percentage Yield). Fees may reduce earnings. Penalty for early withdrawal.

Certificate Terms & Conditions