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Terms & Conditions – SmartStart
*APY = Annual Percentage Yield. APY is accurate as of 1/1/2025. The rate and APY may change without notice. Fees may reduce earnings on your account. No minimum to open and no minimum balance. Limit of one (1) SmartStart Savings Account per member (per SSN). Interest is paid at tier rates on the balances within each tier. Total interest paid is the sum of interest earned from each balance in each tier. Each rate will apply only to the portion of the account balance within each tier and not the entire account balance. Actual Annual Percentage Yield is a blended APY of all applicable tiers. Withdrawing funds before one year will result in a different realized rate. Membership required. All rates, terms, and conditions are subject to change without notice. By members’ choice, your funds are insured by American Share Insurance up to $250,000 per account. This institution is not federally insured.
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Terms & Conditions: 513 loans
513 Day Loan Special: 5.13% APR (Annual Percentage Rate) for all eligible loans booked during the promo period. Ends 5/13/2026 at 11:59 ET; subject to credit approval. One eligible loan per loan type per member. Eligible: vehicle, personal/unsecured, and fixed home equity loans. Ineligible: existing TPCU loans and all other loan types, including auto loans originated at a dealership. Personal loans: max $10,000; max 36 months. Fixed home equity: max 180 months; owner-occupied; CLTV max 80%; closing costs may apply. Auto: max 66 months; LTV limits apply. Personal loan payment example: $5,000 for 36 months at 5.13% = $150.18/month (excludes taxes, insurance, and other costs). Capped to first $3 million funded or end date, whichever occurs first. Offer may change or end without notice. Membership required. NMLS #763365; Equal Opportunity Lender.
