Auto Loan Rates

Rates effective as of January 1, 2021.

 

GradingA+ABCDE
Beacon Score720+680-719640-679600-639550-639549 and below
2017-2021
Up to 60 Months
1.99%2.99%4.99%7.99%10.99%13.99%
2017-2021
up to 72 months
2.99%3.49%5.49%8.49%11.49%14.49%
2012-2016
Up to 66 Months
3.99%4.74%6.74%9.74%12.74%15.74%
2017-2021
>$30,000
Up to 84 Months
4.24%4.99%N/AN/AN/AN/A

All rates listed are Annual Percentage Rates. Rates, terms and down payments affect the monthly payment. As an example, the monthly payment for 20,000.00 financed at 72 months with an APR of 2.99% is  $303.78.