Auto Loan Rates

Rates effective as of April 1, 2020.

 

GradingA+ABCDE
Beacon Score720+680-719640-679600-639550-639549 and below
2016-2020
Up to 72 Months
2.55%3.05%5.05%8.05%11.05%14.05%
2011-2015
Up to 66 Months
3.55%4.30%6.30%9.30%12.30%15.30%
2016-2020
>$30,000
Up to 84 Months
3.80%4.55%N/AN/AN/AN/A

All rates listed are Annual Percentage Rates. Rates, terms and down payments affect the monthly payment. As an example, the monthly payment for 20,000.00 financed at 66 months with an APR of 2.99% is  $325.11.