Why an IRA?
When it comes to saving for retirement, everyone is different. Maybe a financial planner isn’t what you need and an IRA Share or IRA Certificate is right for you.
Members can choose from two IRA programs to build retirement savings based on their unique needs.
A Solid Strategy
IRAs are a great tax advantage while saving for retirement. Traditional IRA contributions grow tax deferred until you make qualified withdrawals.
Roth IRAs grow tax-free and are also tax-free when you make qualified withdrawals. Consult a tax professional to determine your tax status.
IRA Share &
Certificate Accounts
Members can direct funds from each paycheck through payroll deduction to an IRA Share and earn a higher dividend than a primary savings account. Beginning with an IRA Share account gives members a chance to build their IRA savings balance to the level where a higher-earning IRA Certificate can be purchased.
