Stretch Pay

A Better Way to Pay Day.

Stretch Pay

A Better Way to Pay Day.

Stretch Pay is a line of credit of $250 or $500 to help you pay urgent bills or make an emergency purchase. This type of loan offers a lower-cost alternative to the expensive interest charges and penalties of payday lenders.

It works by paying an annual fee of $35 (for a $250 loan) or $70 (for a $500 loan) to enroll. You can take out 30-day loans as needed at an interest rate of 18% APR.

Your payment history is reported to the credit bureau. If you pay on time, this can boost your credit score by proving that you can manage credit responsibly.

To qualify you must be a member of TruPartner Credit Union for 120 days, provide proof of income, have no delinquent accounts at the credit union, and not be in the process of filing bankruptcy. Productive use of a $250 loan for 12 months is required to qualify for a $500 loan.

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