Saving & Checking Rates
| Dividend Rates Effective As Of: February 1, 2018 | ||||
| Deposit Accounts: | Amounts | APY* | ||
| Savings/Christmas/Vacation Accounts | 0.15% | |||
| Checking Accounts | ||||
| Interest Bearing checking** | 0.05% | |||
| TruInterest checking*** | 0.10% | |||
|
Money Market Accounts
|
Balance between $0.01 & $2,499.99 |
0.15%
|
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| Balance between $2,500 & $24,999.99 |
0.40%
|
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| Balance between $25,000 & $49,999.99 |
0.45%
|
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| Balance between $50,000 & $99,999.99 |
0.60%
|
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| Balance of $100,000 & up |
0.75%
|
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| IRA Shares | 0.75% | |||
| ESA Shares | 0.75% | |||
| HSA Checking Shares | 0.75% | |||
| *All rates above are stated as APY- Annual Percentage Yield | ||||
| IRA/ESA/Share Certificates | Term | TruAdvantage* | TruBenefits* | Regular* |
| 3 Month | 0.65% | 0.50% | 0.40% | |
|
** SPECIAL thru 4/30/18 |
6 Month
7 MONTH |
0.75%
– – – – – – – – – |
0.60%
– – – – – – – – |
0.50%
0.90% |
| 9 Month | 0.90% | 0.75% | 0.65% | |
|
** SPECIAL thru 4/30/18 |
12 Month
14 MONTH |
1.05%
– – – – – – – – – |
0.90%
– – – – – – – – |
0.80%
1.30% |
| 18 Month | 1.20% | 1.05% | 0.95% | |
|
** SPECIAL thru 4/30/18 |
24 Month
28 MONTH |
1.35%
– – – – – – – – – |
1.20%
– – – – – – – – |
1.10%
1.70% |
| 36 Month | 1.70% | 1.65% | 1.55% | |
| 48 Month | 2.10% | 1.95% | 1.85% | |
| 60 Month | 2.50% | 2.35% | 2.25% | |
| Additional Certificates* | ||||
| 12 Month Savings Builder Cert | Maximum deposit $100 per week | 2.00% | ||
| 12 Month Youth Savers Cert | Minimum deposit $250 – $1,000 Max | 1.25% | ||
| — Minimum investment for IRA/ESA/Share Certificates is $500 —
*All rates above stated as APY- Annual Percentage Yield |
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| **Interest bearing with $1,000 minimum balance to earn dividend — NO NEW ACCOUNTS OPENED | ||||
| ***TruPartner Interest bearing checking with $1,500 minimum balance. $5.00 Fee if balance falls below minimum. |
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| TruBenefits Requirements: | TruAdvantage Requirements: | |||
| • Aggregate Monthly Balance $2,500 | • Aggregate Monthly Balance $10,000 | |||
| • Online banking/mobile banking/audio access 2x per month | • Online banking/mobile banking/audio access 2x per month | |||
| • Debit card and/or credit card and/or preauthorized debit transactions: 10 per month | • Debit card and/or credit card and/or preauthorized debit transactions: 5 per month | |||
| • Estatements | • Estatements | |||
