Saving & Checking Rates
| Dividend Rates Effective As Of: April 1, 2019 | ||||
| Deposit Accounts: | Amounts | APY* | ||
| Savings/Christmas/Vacation Accounts | 0.15% | |||
| Checking Accounts | ||||
| Interest Bearing checking** | 0.05% | |||
| TruInterest checking*** | 0.10% | |||
|
Money Market Accounts
|
Balance between $0.01 & $2,499.99 |
0.15%
|
||
| Balance between $2,500 & $24,999.99 |
1.00%
|
|||
| Balance between $25,000 & $49,999.99 |
1.05%
|
|||
| Balance between $50,000 & $99,999.99 |
1.20%
|
|||
| Balance of $100,000 & up |
1.35%
|
|||
| IRA Shares | 0.75% | |||
| ESA Shares | 0.75% | |||
| HSA Checking Shares | 0.75% | |||
| *All rates above are stated as APY- Annual Percentage Yield | ||||
| IRA/ESA/Share Certificates | Term | TruAdvantage* | TruBenefits* | Regular* |
| 3 Month | 1.40% | 1.25% | 1.15% | |
| 6 Month | 1.85% | 1.70% | 1.60% | |
| 9 Month | 1.95% | 1.80% | 1.70% | |
| 12 Month | 2.25% | 2.10% | 2.00% | |
| ** Special ** | 14 Month | 2.40% | 2.40% | 2.40% |
| 18 Month | 2.35% | 2.20% | 2.10% | |
| 24 Month | 2.55% | 2.40% | 2.30% | |
| ** Special ** | 30 Month | 3.00% | 3.00% | 3.00% |
| 36 Month | 2.65% | 2.50% | 2.40% | |
| 48 Month | 2.95% | 2.80% | 2.70% | |
| 60 Month | 3.25% | 3.10% | 3.00% | |
| Additional Certificates* | ||||
| 12 Month Savings Builder Certificate | Maximum deposit $100 per week | 2.02% | ||
| 12 Month Youth Savers Certificate | Minimum deposit $250 – $1,000 Max | 1.90% | ||
| — Minimum investment for IRA/ESA/Share Certificates is $500 —
*All rates above stated as APY- Annual Percentage Yield |
||||
| **Interest bearing with $1,000 minimum balance to earn dividend — NO NEW ACCOUNTS OPENED | ||||
| ***TruPartner Interest bearing checking with $1,500 minimum balance. $5.00 Fee if balance falls below minimum.**** SPECIAL Certificates are for a limited time and may change without notice. Rates shown are Annual Percentage Yield and are not subject to Relationship Pricing. |
||||
| TruBenefits Requirements: | TruAdvantage Requirements: | |||
| • Aggregate Monthly Balance $2,500 | • Aggregate Monthly Balance $10,000 | |||
| • Online banking/mobile banking/audio access 2x per month | • Online banking/mobile banking/audio access 2x per month | |||
| • Debit card and/or credit card and/or preauthorized debit transactions: 10 per month | • Debit card and/or credit card and/or preauthorized debit transactions: 5 per month | |||
| • Estatements | • Estatements | |||
