Saving & Checking Rates

 Dividend Rates Effective As Of: October 1, 2018
 Deposit Accounts: Amounts APY*
Savings/Christmas/Vacation Accounts 0.15%
 Checking Accounts
Interest Bearing checking** 0.05%
TruInterest checking*** 0.10%
Money Market Accounts
Balance between $0.01 & $2,499.99
0.15%
Balance between
$2,500 & $24,999.99
0.90%
Balance between
$25,000 & $49,999.99
0.95%
Balance between
$50,000 & $99,999.99
1.10%
Balance of
$100,000 & up
1.25%
IRA Shares 0.75%
ESA Shares 0.75%
HSA Checking Shares 0.75%
*All rates above are stated as APY- Annual Percentage Yield
 IRA/ESA/Share Certificates Term TruAdvantage* TruBenefits* Regular*
3 Month 1.30% 1.15% 1.05%
  6 Month 1.65% 1.50% 1.40%
9 Month 1.75% 1.60% 1.50%
  12 Month 2.05% 1.90% 1.80%
18 Month 2.15% 2.00% 1.90%
   ** SPECIAL *** SPECIAL** 20 Month 2.50% 2.50% 2.50%
  24 Month 2.35% 2.20% 2.10%
36 Month 2.45% 2.30% 2.20%
48 Month 2.75% 2.60% 2.50%
60 Month 3.15% 3.00% 2.90%
 Additional Certificates*
12 Month Savings Builder Certificate Maximum deposit $100 per week 2.02%
12 Month Youth Savers      Certificate Minimum deposit $250 – $1,000 Max 1.80%
            —  Minimum investment for IRA/ESA/Share Certificates is $500  —

*All rates above stated as APY- Annual Percentage Yield

**Interest bearing with $1,000 minimum balance to earn dividend — NO NEW ACCOUNTS OPENED
***TruPartner Interest bearing checking with $1,500 minimum balance.
$5.00 Fee if balance falls below minimum.
 TruBenefits Requirements: TruAdvantage Requirements:
• Aggregate Monthly Balance $2,500 • Aggregate Monthly Balance $10,000
• Online banking/mobile banking/audio access 2x per month • Online banking/mobile banking/audio access 2x per month
• Debit card and/or credit card and/or preauthorized debit transactions: 10 per month • Debit card and/or credit card and/or preauthorized debit transactions: 5 per month
• Estatements • Estatements